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Other articles:
  Could You Use a Personal Injury Attorney?     Foreclosure Fraud on the Rise
  Avoiding Identity Theft (Part 1) (Part 2)     Let A DUI Lawyer Protect Your Rights   
  Domestic Violence   •  When You Die, What Does a Will Do?     Understanding the Patent Process
  Filing an Asbestos Related Lawsuit     Mesothelioma Lawsuits and Finding the Right Attorney
  Understanding the Magnificent Limited Liability Company    Hard Facts On Drunk Driving
  How to Talk to the Police if You're Suspected of a Crime  

How To Get Help With Medical Malpractice
By Joseph Hanoa

Medical malpractice is a category of personal injury law. A personal injury occurs when the actions or negligence of another causes injury to your person, property, reputation or rights. You wouldn’t have sustained the injury if it hadn’t been for the action or negligence of the other party. An injury is defined as a wrong or damages. This situation obviously applies to medical malpractice.

MalpracticeWhen medical personnel commit a wrong that results in injury to the patient and that patient sustains an injury, the patient may have the right to seek damages. Whether it is a wrong diagnosis that has resulted in injury, a wrong medication prescribed or given accidentally, a wrong action that results in injury, whatever, the patient may have the right to sue for damages. It doesn’t matter if the act that caused the injury is malicious or accidental. The action happened and the patient sustained injury as a result of the action.

The amount of damages is related to the amount of injury. If you think you are in this situation, then you should see an attorney as soon as possible. The sooner you seek legal advice the better.

Finding an attorney is not always easy. You can ask friends, relative and colleagues if they know of any attorneys. You can call the local bar and ask for a referral. You can also look in the phonebook or online for a law firm. When you see the attorney bring whatever material they request you to bring. Tell them all of the relevant facts and details. The law firm will evaluate the situation and tell you if they think you have a cause of action. The attorney will tell you if he wants to handle the case. He may refer you to another attorney at his law firm or at another law firm, depending on the circumstances. Some attorney’s specialize in medical malpractice cases and others specialize in certain kinds of medical malpractice cases. If your case is serious enough, you may want to retain the services of this kind of specialist.

Make sure the attorney you retain is someone you can work with. If there is a personality conflict then you probably won’t be able to work with the individual and you don’t want to retain him. Discuss his qualifications and fee and what the protocol is in medical malpractice cases. Don’t be afraid to ask questions. If you can’t ask questions and receive answers, then you are in the wrong place.

Joseph is the proud owner of Malpractice Guide, a website that will explain everything you need to know about Malpractice Law. We invite you to visit our site today and see what we have to offer.

Article Source: http://EzineArticles.com/?expert=Joseph_Hanoa


Let A DUI Lawyer Protect Your Rights
By Bill Wilson  ^^ BACK TO THE TOP OF THE PAGE ^^

The consequences of Driving Under The Influence, or DUI, charges are far reaching. The criminal justice system can be a complicated process and the penalties of a DUI are quite severe. You should be aware that in some cases, those convicted of a DUI are subject to significant fines, legal costs, court costs, and even jail time.

Every person facing this charge is in need of a good defense and protection of their rights. The reason you need to obtain an experienced DUI lawyer is that research shows that many individuals arrested and charged with DUI are not guilty because they haven't had too much to drink. While the State has a duty to enforce the law, persons accused of crimes such as driving under the influence are still innocent until proven guilty.

There are a number of opportunities to build a solid defense for these cases, as it was found that breathalyzer machines can often give false readings. Successful defense of a drunk driving charge requires specialized defenses. Attorneys that specialize in this particular type of case are best qualified to formulate your defense and protect your rights in court.

DUI - DWIWho Gets Arrested for DUI
Statistics show that males between the ages of 16 and 24 are most likely to be arrested on DUI charges. Most individuals arrested are middle class working citizens. Sadly, DUI statistics also indicate that approximately one-third of those arrested are repeat offenders.

DUI Fines and Penalties
The penalties for DUI are different than those for DWI (Driving While Intoxicated), but are still severe and can result in long term negative consequences for you and your future.

The penalty for a first DUI offense can be limited to just a fine. However, the fines can vary and sometimes are very large. Also, in some states, fines may be doubled if a passenger under 16 years old is riding in your car.

But, depending on the jurisdiction, the penalty can also result in the revocation of your license, a criminal record, a short jail sentence, and/or public service. Prosecutors in many states have pressed for tougher penalties because many DUI suspects, especially repeat offenders, refuse to take the breathalyzer test. Unfortunately, these more severe penalties affect those who have been cooperative or have been wrongly accused.

For those who are repeat DUI offenders, you will generally face mandatory loss of license, jail time, and significant fines and court costs. So, just accepting the charges without a strong legal defense is a formula for personal disaster.

DUI Legal Defense
A DUI lawyer can help mitigate or reduce the charges and ensure that your rights are protected to the extent of the law. The plain facts are that many people arrested and charged with DUI are not guilty. Even if you have made statements at the time of arrest, they can be thrown out as part of the proceedings. A qualified DUI attorney will know all the details and the legal procedures involved.

The penalties for DUI are severe, and should be taken very seriously. Being found guilty of a DUI charge can have life-altering consequences for you and your family. So, think about it - can you afford to be without legal counsel? Not a chance!

About The Author
Bill Wilson is a freelance writer for many online publications and newsletters. He is a legal researcher and consumer advocate. You can learn more about the need for a DUI lawyer and legal defense strategies by visiting http://www.attorney-assistance.com, where you will also find info on DUI fines, DUI defenses, DUI law and more. Mr. Wilson can be contacted at info@attorney-assistance.com.


Filing an Asbestos Related Lawsuit
By Marc Murray  ^^ BACK TO THE TOP OF THE PAGE ^^

The dangerous effects of asbestos have been known for over sixty years, but many companies continue to manufacture and use the product. While laws vary between states, companies that knowingly exposed people to asbestos can usually be held liable and the victims of asbestos related diseases are entitled to file a lawsuit seeking reparation for medical bills, lost time, and pain and suffering. As the senate prepares a bill to protect large companies that are going bankrupt from asbestos lawsuits, this process is becoming more difficult.

What will you need to prove?
Laws governing liability and compensation for asbestos related diseases vary between states, but asbestos related victims will generally need to prove that a party that used the product knowingly exposed them to dangerous levels of asbestos.

The first thing a victim of mesothelioma or other asbestos related diseases will need is health records and specialist testimonies correlating the side effects of the disease directly to asbestos exposure. Mesothelioma can result from other factors in rare cases, so this becomes vitally important to an effective lawsuit.

AsbestosThe second thing a mesothelioma patient needs to do to file an effective lawsuit is prove the source of asbestos exposure. Even in cases where asbestos is the obvious cause of the disease, a specific party needs to be held liable in order to file a lawsuit. The victim or a lawyer will need to determine what products the victim was exposed to and the companies that manufactured and/or used those products. Employees of companies that used asbestos can rely on work histories and job descriptions to document asbestos exposure, but many companies manufactured asbestos products for retail and wholesale markets. Receipts or bills of sale can be extremely valuable in documenting exposure to asbestos and the company responsible, when the victim was exposed to a retail or wholesale asbestos product. Since this documentation is often no longer available by the time a mesothelioma diagnosis occurs, witness testimony can help to prove that a victim regularly used an asbestos product from a specific company, but this is not as effective as documented evidence. Victims can also be exposed to building materials used to construct residential homes and public buildings. In these cases the presence of asbestos and records of the companies involved (contracts, architectural specifications, etc) needs to be documented.

The third thing a victim needs to prove is that the company knowingly exposed the victim to dangerous amounts of asbestos. While many people think there is an outright ban on asbestos, the use of asbestos is still legal. Work histories and job descriptions will need to display that an employer exposed the victim to large and known amounts of asbestos on a regular basis. Receipts and bills of sale need to display that the company was aware that its product was being used in quantities that constituted a dangerous level of asbestos exposure. Construction companies have to be shown to have had knowledge that the asbestos would be exposed and that people would occupy the building for a long duration to be held liable.

Finding a Lawyer
Mesothelioma and asbestosis are latent diseases, often taking up to fifty years between exposure and diagnosis. The evidence that can prove exposure to asbestos and hold a company liable is often almost lost and can be difficult to track down. Laws vary between states, and most states have a time limit on the filing of a lawsuit. The demands of a mesothelioma or asbestosis diagnosis are great enough. An asbestos law specialist can help track down the required information, interpret the local laws, and get the case filed before the time limits expire.

There are many lawyers who specialize in asbestos cases. They may be able to determine the source of asbestos exposure and prove liability, even for patients who are unaware of asbestos exposure. Since asbestos is a particular mineral, many mesothelioma patients were exposed to asbestos through family members that worked around asbestos. These victims are usually entirely unaware of any exposure. Most states do place a time limit on filing a lawsuit. It is advisable for anyone that receives a diagnosis of mesothelioma or other asbestos related diseases to consult a lawyer as soon as possible. A competent asbestos law specialist can help the victim determine if they have a case

About The Author
Marc Murray has been writting about health related topics for 12 years and has published work all over the internet. To read more about asbestos and mesothelioma visit http://www.mesothelioma.com.


What are the Steps in Filing a Mesothelioma Lawsuit and
Finding the Right Mesothelioma Attorney?

By Matt West   ^^ BACK TO THE TOP OF THE PAGE ^^

In order to get compensation for mesothelioma, filing a lawsuit is quite imperative. However the process is quite long drawn and tedious. The most important step pertaining to the same is selecting the correct mesothelioma attorney or law firm. It is important to find a good, decent and experienced mesothelioma lawyer as soon as possible after one has been diagnosed with the disease. In most places there is a set time limit within which one can file a lawsuit, and it is very important that the victim party does not miss that deadline. Otherwise it may land you up as an ineligible claimant. So, the earlier you get to a mesothelioma lawyer, the better are your chances of success.

Apart from that the firm should be trustworthy one and the victim party should build up an excellent relationship-cum-rapport with the same. If one is considering about filing a mesothelioma lawsuit, then the victim party should meet up with several law firms before making the final decision. There are a large number of law firms who are specialized in filing mesothelioma lawsuits.

In order to choose the correct law firm for filing your lawsuit, the following steps can be followed:

  • Start the Search: You can look for a qualified mesothelioma attorney in various bar associations, Martindale-Hubbell Law Directory that is found in most public libraries, Yellow Pages, and of course here. Law firms normally have their own sites.
  • Narrow down the Field: After compiling a list of some mesothelioma law firms in your area, try to make establish contact with them either by mail, email or telephone for further information. It is important to provide the law firms with details of your legal issue and find out if they can handle your situation. Also enquire about their fees for an initial consultation and an estimate of the total costs involved in handling a mesothelioma lawsuit. It is recommended that the victim party make schedule appointments with two or three different law firms before coming to the final decision.
  • Meet the Prospective Attorneys: During the initial consultation, it is important that you and your lawyer get to know each other. There has to be a free flow of exchange words between both of you. After carefully reviewing your case, the lawyer must be in a position to inform you of your rights and suggest alternative courses of action, if any. Moreover, it is during this initial consultation period that a mesothelioma attorney can explain what he or she can do for you and how much will be the cost factor. Also it is important for you to know about the attorney’s experience in handling previous mesothelioma lawsuits. If you are totally satisfied with the details, you may request a written fee agreement before proceeding and a list of references that you may contact.

Making your Decision: After each initial consultation, it is important to consider the following questions about the mesothelioma attorney you just met:

  • Did I got a firm understanding of my alternative courses of action from the attorney?
  • Was the attorney knowledgeable about asbestos law?
  • Was I given enough time and did the person listened to me carefully?
  • Did the attorney seem trustworthy?
  • Am I understanding the range of possible results, which might spill out during each course of action?

Fees: It is important to consider this aspect with due diligence. To lower costs, you can ask your asbestos lawyer to employ a junior lawyer to perform a certain part of the entire process. You can also do some tasks by yourself to save time and money (Provided your attorney allows you to do the same). An asbestos lawyer may charge a flat fee for a specific task or offer other methods of payment.

Also you can go for contingent fee arrangement process. A contingent fee arrangement is that your lawyer gets a percentage of the compensation money you receive as resolution of your asbestos lawsuit. If you do not receive compensation for the lawsuit then your lawyer collects no fees. A contingency fee is a good option for those people who cannot do away with hourly legal fees.

Also you may incur charges on other fronts like; court fees, copying, hiring expert witnesses etc.

Mesothelioma lawsuit records:
Keep copies of all the documents that you hand over to your lawyer relating to your lawsuit.

About The Author
Matt West
Did you know that mesothelioma symptoms are hard to detect? Find out why by visiting www.mesothelioma-a.com


The Patent Process: Your Options
By Jane Wyvern  ^^ BACK TO THE TOP OF THE PAGE ^^

Do you have an invention you would like to get a patent for? If so, then you have three choices for going about it. You can hire a patent attorney which is probably the safest thing to do but also extremely expensive. You can go through the patent process your self which will be much cheaper but extremely difficult to do. Or you can hire a patent agent. A patent agent is much cheaper than an attorney but has been specially trained and licensed and is fully competent to take your patent through the legal process.

A patent agent works on your behalf to draft the patent application and take it through the various stages to get it granted. A patent agent will also perform a thorough patent and trademark search in order to ensure that your invention will not infringe upon an existing patent or trademark.

This is an essential step in the patent process and one that is difficult for an individual to do alone. If not done properly, you could face legal troubles and huge fees if you are found at a later time to have violated another patent, even if it was done unintentionally.

Even though by law you are allowed to file your own patent and represent your case, the practice is actually frowned upon by the Patent and Trademark Office only because the process is so complex that an individual can rarely do it successfully. The patent examiner will encourage you to obtain the services of a competent attorney or patent agent before you proceed.

It is really in your own best interest to make sure you follow the law and properly register your patent or your invention may be at risk. You can often obtain a free initial consultation with a patent attorney to get a feel for what all is involved.

A patent attorney is an attorney at law who has also been specially trained in patent and trademark execution and law. In order to legally use the term ‘patent attorney’, he must pass examinations on the preparation and filing as well as the prosecution of patent applications.

Patent agents must also receive their designation from the Commissioner of Patents and pass similar examinations. A patent agent does not have to be an attorney, but does require special training.

Often, patent attorneys will have patent agents on staff. This makes for a good situation for you in that you have a patent attorney available if need, but can use the services of a patent agent to do the majority of the work so your fee will not be as high.

Many patent agents work for themselves and because they are independent, may offer more affordable rates. Just make sure whichever patent agent you choose, that you verify they are licensed and registered by the Commissioner of Patents.

You can find a patent agent by looking in your yellow pages or you can obtain a list of patent agents from the patent office. They will be more than happy to provide you with a list although they will not go as far as to make specific recommendations.

About The Author
Jane Wyvern is an established freelance writer. You can find more of her writing at http://www.patents-source.com and http://www.real-estate-picks.com.


Foreclosure-Rescue Scams on the Rise Amid Higher Defaults
By Lingling Wei, Dow Jones Newswires  ^^ BACK TO THE TOP OF THE PAGE ^^

NEW YORK (AP) - Having tried for months to refinance their home and take it out of foreclosure, Alejandro and Martha Balderas thought they finally found their white knight: a mortgage and real-estate investment company that offers "foreclosure rescue services."

The company, Platinum Investment Group, promised the Chicago couple a loan against their house so that they could pay off their mortgage and stay in their home.

The Balderas, in their early 40s, signed on in April 2005 - only to find out soon afterwards that they had signed over their home to Platinum, which then sold it. Unable to keep paying "rent" to the company, they are now threatened with eviction. A lawyer representing Platinum didn't return requests for comment.

"It's a nightmare and we're reliving it every day," says Martha Balderas, who along with her husband have joined a growing number of homeowners to bring to state or federal authorities their complaints of fraud and deception by companies that engage in lending to financially distressed borrowers to avoid foreclosure.

Those complaints center on "foreclosure rescue" companies which target homeowners who are behind on their mortgage payments through newspaper ads or flyers claiming services such as "fast cash," "equity funding" and "no credit check."

According to some recent cases filed by consumers and regulators, those companies misled borrowers into believing they can save their homes from foreclosure in exchange for a transfer of the title to their property for about a year or two.

At the same time, those companies promised the borrowers that they can stay in their homes by paying rent during that time. The pitch is to give them time to catch up financially until they can buy back their property. But in fact, often unknown to the borrowers, those companies sold their homes to outside investors, stripping out the home equity and leaving the borrowers on the verge of eviction.

"The number of complaints (about foreclosure fraud) is more than what we ever had before," says Thomas James, senior assistant attorney general in the Illinois Attorney General's consumer fraud bureau. Adds Arizona Attorney General, Terry Goddard: "more and more, we're seeing some real sharks, pretending to be the homeowner's best friend, but what they are after is the equity in the house."

Foreclosure fraud, involving dishonest businesses trying to take advantage of already vulnerable homeowners, has existed for a long time. But in recent years, experts and law enforcement officials say, those schemes have grown increasingly complex, with scam artists often eying the chunks of equity homeowners across the country amassed in their homes during the rapid housing-price appreciation from 2000 to 2005.

LockboxEven in places, notably the Midwest rust belt, where the growth in housing wealth hasn't been as strong as in areas such as Arizona, California and New York, there are still homeowners who have built up substantial equity in their homes by paying down their mortgages for years, making them also attractive targets for equity skimmers.

Now, the housing boom is fading and the number of past-due mortgage loans and foreclosures are climbing, in part because many borrowers are finding themselves struggling to pay off high-priced loans lenders churned out during the boom time. Online foreclosure-data service RealtyTrac, of Irvine, Calif., says more than one million borrowers have seen their properties put in foreclosure so far this year, up 27 percent from the same time last year.

"Because American consumers are stressed now more than ever before because of the debt load" associated with rising costs for housing, health care and education, "there are more targets (for foreclosure scams) than ever before," says Elizabeth Renuart, a staff attorney at the National Consumer Law Center in Boston, who co-authored a report last year entitled Dreams Foreclosed: The Rampant Theft of Americans' Homes Through Equity-Stripping Foreclosure "Rescue" Scams.

Statistics on the exact number of foreclosure-fraud cases filed are hard to come by as they are usually broadly referred to as mortgage fraud - including defrauding of lenders as well as borrowers. The Federal Bureau of Investigation says that of the 818 pending mortgage-fraud cases as of Sept. 30, about 37 percent involve individuals. Of those cases, more than half involve estimated losses in excess of $1 million.

Using Suspicious Activity Reports filed with the Financial Criminal Enforcement Network, the FBI estimated that mortgage fraud in general led to over $1 billion in losses in 2005, up from $429 million a year earlier. "We're increasing our focus on mortgage fraud," says Bill Stern, a supervisory special agent and mortgage-fraud coordinator at FBI.

In response to the recent spike in foreclosure scams, some states have recently passed or are contemplating new laws to give homeowners more protection.

Today, a total of 10 states have legislation in place to deter foreclosure-rescue fraud, including California, Georgia, Missouri, Minnesota, Maryland, Colorado, Rhode Island, New York, Ohio and Illinois, according to Creola Johnson, an associate law professor at Ohio State University. She also notes that because those statutes differ state by state, their effectiveness may differ, too.

A common feature among those laws is that they give homeowners the right to cancel the "rescue" transaction days before the closing. In addition, for instance, under the legislation passed in Illinois this year, if a company acquires any financial interest in a property in foreclosure and simultaneously leases it back to the homeowner and gives the owner the option to buy it back at a later date, the acquirer, in certain cases, must pay the homeowner at least 82 percent of the property's fair-market value at the closing of the purchase.

The goal of the payout requirements under the Illinois law, which goes into effect Jan. 1, is to ensure that distressed homeowners will receive a substantial and fair amount of home equity when entering into those lease-back transactions, while giving legitimate foreclosure purchasers a reasonable chance to profit.

The new legislation also covers so-called "foreclosure consultants." Another common type of consumer complaint involves those consultants - for an upfront fee - promising borrowers to negotiate with their lenders to postpone or avoid foreclosures but in fact failing to offer any meaningful help.

Illinois and several other states forbid foreclosure consultants from charging an upfront fee before performing the agreed-upon services.


Domestic Violence Law - A Force to be Reckoned With!  
 By Donald P. Schweitzer  ^^ BACK TO THE TOP OF THE PAGE ^

Domestic ViolenceWhen a victim of domestic violence makes a call to the police, a number of things are likely to happen. The police will probably respond quickly and place the accused under arrest. An automatic protective order will be served and criminal charges are likely to be filed. The victim will be invited to move to a domestic violence shelter and can obtain immediate orders from the family court, awarding him or her full custody of the children and temporary child and spousal support. And, if a victim requests exclusive use of the home, his or her request will probably be granted.

Unfortunately, victims of domestic violence are often unaware of these and many other rights because it was not that long ago when our legal system's attitude and method of dealing with domestic violence was radically different.

IN THE OLD DAYS
Those of us who were working within the criminal justice system during the early 1980's remember how it used to be before domestic violence was taken seriously. The policy of police departments throughout the United States was to treat domestic violence as a matter that should not involve the courts. When responding to domestic disturbances, police officers were trained to simply "keep the peace." Standard policy for police officers responding to these calls was to first break up the fight and then to tell one of the parties (usually the man), to leave the house for the evening so that things could cool off. Police officers were specifically trained that they should not make arrests in these types of cases, since they were "civil matters."

Obviously, the policy and practice of not making arrests was flawed. Victims of domestic violence were afforded almost no protection and many people were seriously hurt as a result.

THE BURNING BED
Fortunately, things began to change during the mid 1980's as a result of a couple of cases that caught national attention. Movies such as the "Burning Bed," starring Farrah Fawcett, woke up Americans to the problem of domestic violence and challenged our cultural beliefs about these cases. Domestic violence was no longer that dirty little secret families had to keep. Suddenly, it was recognized in mainstream America that victims of domestic violence deserved protection. Consequently, law enforcement's method of dealing with domestic violence also changed.

Police departments throughout the nation implemented policies requiring officers to hand out pamphlets to victims of domestic violence that explained their rights to move to a shelter and to press charges. Also, when victims of domestic violence incidents told the officers that they wanted to press charges, officers would take their complaints seriously and would usually place the perpetrator under arrest. Victims of domestic violence were finally listened to when they desired prosecution. This shift in policy created more work for police departments and the courts, but was generally welcomed by professionals who cared about protecting victims of domestic violence.

O.J. SIMPSON AND POLITICS
Law enforcement's handling of domestic violence continued to change during the late 1980's and the early 1990's. During this period, prosecutors and legislators began taking a hard core approach to dealing with domestic violence cases. The influx of women prosecutors and, of course, the O.J. Simpson case were major reasons for this change. Special units that dealt exclusively with domestic violence were created by the District Attorney's Office, and it became a feather in one's cap to be assigned to these units.

As a result of these changes, the police department's treatment of domestic violence cases changed radically. Out of concern for liability and for political considerations, police departments incorporated no-nonsense policies of dealing with domestic disturbances. These no-nonsense policies included:

1) Where there is a complaining party and slight corroborative evidence, somebody is going to jail; and

2) The person going to jail is usually booked on a felony, so that bail can be increased, making it difficult for the person arrested to get out.

The District Attorney's Office's handling of these cases also began to look quite different than anything we had ever seen before. Equipped with the passage of new penal code sections that made it easier to obtain convictions and which created harsh sentencing for these offenses, prosecutors became much more aggressive when filing charges. More dramatically, however, was the new tactic prosecutors used when dealing with cases where there is a recanting or uncooperative victim. Instead of automatically dismissing these cases, the prosecution would usually proceed to trial using the victim's spontaneous statements as evidence.

Our legal system's changed attitude toward domestic violence was also reflected in the passage of numerous state and federal laws. For example, we now have laws that provide victims of domestic violence with "victim rights advocates" who accompany victims during criminal proceedings and provide moral support.

In fact, the plain language of these new statutes displays our government's changed view of domestic violence. Take for example, California Penal Code, Section 243, which boldly declares:

"The Legislature finds and declares that these specified crimes merit special consideration when imposing a sentence so as to display society's condemnation for these crimes of violence upon victims with whom a close relationship has been formed."

KNOWLEDGE IS POWER
Without a doubt, victims of domestic violence now receive better protection from our legal system than what is afforded to victims of most other crimes. Consequently, understanding the protections provided by our legal system is an essential first step to getting out of an abusive relationship.

On the other hand, if you or someone you know has been accused of domestic violence you had better seek legal advice immediately, because you are facing a force to be reckoned with!

About The Author
http://www.PasadenaDomesticViolence.com
Mr. Schweitzer is a attorney, who specializes in domestic violence cases. He is a former police officer, and Deputy District Attorney.


Understanding the Magnificent Limited Liability Company  
 By Gerard Simington  ^^ BACK TO THE TOP OF THE PAGE ^^

Every once in awhile, government passes a law that makes you smile. The creation of the limited liability company constituted just such an act.

Understanding the Magnificent Limited Liability Company

There are two primary ways something becomes law. The first is for a legislative body to pass an act that creates or regulates some action by individuals or businesses. The second occurs when a court looks at the actions of the legislative branches and modifies or clarifies the acts pursuant to constitutional issues. In the case of the limited liability company, the act was pure legislative genius.

In 1977, the legislature for the State of Wyoming took a novel step. For the first time in a very long while, it created a new business entity. The goal was to create a business entity for small businesses that provided the protection of a corporation without much for the record keeping. Up to that time, there really wasn’t any such beast. As an aside, this new entity would bring in needed revenues in the form of filing fees to Wyoming, but it was a small price to pay for most small business. With the signature of the then governor, the limited liability company came into existence.

Given the current number of LLCs you see, one might think the entity was an immediate hit with small businesses. It was not. There were two reasons. First, only small businesses in Wyoming could use it since no other state had passed a law allowing for their use in the other 49 states. Moreover, the IRS could not figure out how to treat the business entity for tax purposes. Under Wyoming law, the entity was supposed to provide the shield from liability of a corporation, but be taxed as a partnership. In 1988, the IRS finally issued a quasi-guideline indicating that the entity would be taxed as a partnership if so elected by the owner and the LLC gained new popularity. Thereafter, states started enacting legislation for their own LLCs at a mad rate and the business came to be.

The primary benefits of an LLC are two fold. As mentioned previously, the business provides a shield between business debts and a member’s personal assets. In an LLC, a shareholder is known as a member. The second benefit is the LLC is taxed like a partnership, which means it is a fairly simple filing wherein the finances of the business are passed through to the personal tax returns of the individual members relative to their percentage of ownership. In legal terms, the entity was very attractive.

As things have moved forward, the LLC has proven to be a useful and popular tool for most small businesses. For once, a legislative body passed a law that seems to have had no negative repercussions!

About The Author
Gerard Simington is with http://www.findanattorneyforme.com - a free online attorney directory.


When You Die, What Does a Will Do?
By Stuart Simpson  ^^ BACK TO THE TOP OF THE PAGE ^^

I know it may sound simple, but there are things a Will does and certain things it cannot do. Most people don’t have a will and don’t even want to talk about it since it relates to death. A lot of people don’t even have life insurance, either. I had a boss that was speaking to his accountant one time, “If I die-” started my boss, and his accountant said, “There is no “IF”, its just “WHEN”. We all will die and it would be nice to have a will to help your family decide what to do with your money and belongings.

Why do you need a will? Would you rather probate courts decide the fate of your children? The court decides where the kids are sent for foster care. That should be enough to scare you out of your shoes. The court will also decide what happens to your assets. Yes, all your stuff and money. So you may have money and a nice house, then its all gone and the kids are sent to the state home.

I know, it sounds harsh. So what can a will do for me?

First, a will can indicate where your assets and property go. You can also name a guardian for your children and their property. You can also name an executor to administer the will. This executor can be given powers and compensation for taking care of your estate.

But here’s the tricky part – a will can’t override anything with a named beneficiary. For example, your life insurance has a beneficiary that was established at the time you wrote the policy. Also, a will can’t nullify the terms of a trust you’ve established.

So what should you do? Inventory your assets that will pass through the will. Like checking accounts, CD’s, stocks, bonds, real estate, etc. These are called probate assets. Nonprobate assets would include things like your life insurance. These items have named beneficiaries.

Make a list of your beneficiaries and decide what you want them to have. If you have children from your current marriage, then the decision would probably be very easy – give the items to your spouse. If you have kids from a previous marriage, plan carefully and list them as well as their relationship so the executor will have no questions and will hopefully limit anyone contesting the will.

I hope this gave you some idea as to why a will is an important planning tool not for you, but for your family. You don’t make a will for yourself, as you will be dead, you make one for your survivors.

About The Author
Stuart Simpson
http://www.attorney-lawyer-information.com


Learn the Awful Truth and the Hard Facts About
Drunk Driving Accidents

By Michael Sanford   ^^ BACK TO THE TOP OF THE PAGE ^^

One minute your in the bar, having a couple of laughs with someone you just met. The flirting rises as both of you chug down your drinks. As you drink more, you become bolder, so is the other person. Both of you now have a roaring good time. As the night ends, you exchange numbers, say your goodbyes and get to your cars. That’s when the nightcap ends, the likelihood that you’ll end up in a hospital is far greater than the other motorists on the road, and odds are you’ll cause the accident. Drinking and driving never matched, you may never have the chance to dial the number you just got from the person in the bar.

Fact, drunk driving is the leading cause of motor vehicle mishaps all over the world. Fact, motor vehicle accidents is the leading cause of death in the United States for people under the age of 34. Basically, the more you drink the more the likelihood that you will get into an accident if you drive. During holidays, vehicular accidents rise dramatically because of all the drinking and celebration.

Laws have been passed to curb the incidents of drunk driving. Most states have laws that prohibit a person who have been drinking above a certain limit from driving. Most states have a BAC limit of 0.10 percent while some have lowered it to 0.08 percent for drivers 21 and above. Anyone younger shouldn’t even be drinking. BAC (Blood Alcohol Concentration) is the ratio of the alcohol to the blood of the body. BAC is used as the percentage of the amount of alcohol present in every deciliter of blood.

As more alcohol is consumed the risk of getting into a vehicular accident if the person drives grows. For example, a man that weighs about 160 pounds would have a BAC of 0.04 an hour after drinking two beers. It’s still way below the limit of driving under the influence but the likelihood of getting into an accident is 1.4 times more probable than someone who hasn’t had a drop. Add two more beers then the probability goes up tenfold. Make it a six pack with two more beers, the drinker reaches the limit of 0.10 BAC and the risk is now 48 times more that the non drinker. Add two more for the road and you reach 0.15 BAC well above the legal limit and the risk is now 380 times than the abstainer. Drunk driving is never an option.

Driving requires complete attention and all the motor skills of the person. Your hand and eye coordination is essential as well as the skills. A driver’s ability to divide his or her attention to multiple visual sensations is drastically cut as the level of BAC grows. Information processing, reaction time, attentiveness on the road, driving skills and all aspects of psychomotor performance is greatly reduced with a high level of BAC.

Incidents of drunk driving with persons below 21 years of age have been alarming. Many blame this on the fact that because of the young age their driving skills are minute. Inexperience and alcohol doesn’t mix well with drunk driving. With the energetic youth and their adventurous spunk, driving drunk is never an alternative. Young people have an inclination to take risks when driving, like speeding and they have the tendency to under or over estimate situations. Drinking alone is illegal for those under the age of 21. The fact that they are underage drinkers increases the risk of getting involved in vehicular accidents.

Many laws have been imposed to help reduce drunk driving related vehicular accidents. Penalties and legal sanctions are handed down to those convicted of drunk driving, this also serves as a warning to those who drink and drive. When a person is caught drunk driving and convicted, penalties and sanctions include suspension of the license to drive. You may also have to pay a certain amount. For repeated offenders, jail time may also be included and permanent suspension of the license may be done. There is also the imposition of having to attend seminars on drunk driving.

Many laws have been passed to prevent drunk driving and thankfully the number of drunk driving related accidents has dropped. Drinking could be a great way to celebrate or pass the time away. But if you plan on drinking, make sure that you have a designated driver or just take a cab home. No price is too high for a person’s health. Whatever the reason is for drinking, never ever get behind a wheel.

About The Author
Michael Sanford
For more information on drunk driving accidents goto http://www.lawyer-and-attorney.com/ for more information.

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